Terms & Conditions

These Terms & Conditions govern use of paygenics.in and enquiries about digital gift cards and corporate gifting. Please read them before submitting an order or making payment.

1. Website and service

Paygenics Solution displays information about third-party gift cards and related gifting services. Product listings and enquiries do not by themselves create a confirmed order or guarantee availability.

2. Quotations and order confirmation

Voucher brands, denominations, quantities, prices, taxes, delivery arrangements and timelines are subject to confirmation in a written quotation or order acknowledgement. Do not make payment solely on the basis of an unconfirmed website listing or message.

3. Payments and fulfilment

Payment instructions, if applicable, will be provided through authorised business communication. Voucher codes or links, once supplied, may be subject to the issuer’s activation, validity, geographical, usage, and redemption restrictions.

4. Third-party brands

Brand names and marks belong to their respective owners. The applicable issuer’s gift-card terms govern redemption, expiry, balance usage and merchant-specific restrictions. Paygenics does not control the independent policies or systems of third-party issuers.

5. Accuracy and availability

We aim to keep information accurate but cannot guarantee that every listed brand, denomination, price or offer remains available. Errors may be corrected before an order is accepted.

6. Responsible use

You must provide accurate information and must not misuse the website, attempt unauthorised access, or use gift-card services for unlawful purposes.

7. Cancellations and disputes

Cancellation and refund requests are governed by our Refund Policy and any applicable issuer conditions, without limiting mandatory consumer rights under applicable law.

8. Contact

For policy questions, contact ayaz@paygenics.in or WhatsApp +91 7980226266. Our correspondence address is DHARSA DHAKSHIN PARA, Kolkata, West Bengal, India 711113.